Attention homeowners: Real estate appraisal services for in Saint Joseph and Buchanan County

Here are the top reasons MO homeowners order from Appraisal Express, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. To reduce a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MO divorce, where real estate needs to be divided
  7. To settle an estate in MO by determining the true market value of property in question

Own a home in or near Saint Joseph, MO and need help determining the value of it?
Contact Appraisal Express, LLC.

We at Appraisal Express, LLC understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisal Express, LLC, we're seasoned in helping people just like you dismiss unneeded PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Appraisal Express, LLC is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Appraisal Express, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Appraisal Express, LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.